Bank Blog

I am a senior in high school and I know for sure I want to do some kind of business.

Which major has more opportunites: Economics or Finance?

I really love economics, but I think there would be more opportunities in finance.

What do you think?

By: bigdog512

I consolidated my credit card debt to a line of credit charging 14.99. I received a balance transfer promotion of 7.99% for the life of the transfer from a credit card.

By: Marie

Which is the better deal for purchasing a car? Buying from a private party and getting financing from a bank, or buying from a dealer, and having them finance you? What are the differences?

By: Haley

I’m a pretty big spender, also. I want to learn all about financing, investment, banks, and money related topics. A book title would help too.

By: AJAC

I want to buy a newer car next year, but my credit is not the best. I”m currently rebuilding my credit, and my credit score should be between 620-650 when it’s time for me to buy a car. I’m current on the auto loan i have now and i have been on time for a year. However i was late numerous times before then, due to a job loss. I also have a credit card through the same company thats financing my car and i have never been late with the credit card payments. Matter of fact i have a balance of zero on my credit card. I’m also a member of a credit union, i get my work checks directly deposited into my credit union account. My car will be paid off in 8/2008, but i plan on paying it off earlier when i get my income tax check in 01/2008. I like the current auto finance company i’m with now, because they gave me a fair rate, eventhough my credit was’nt the best. Should i try to get my next auto loan threw them, or should i try to get it threw my credit union?

By: Derrick W

I have an economics project due tomorrow and i need to record some of the stock quotes for general electric, microsoft and american express and i have no clue how to. I have the quote for today but I can’t find a history page to view the information for each day this week. Help, please!

By: Jamie

Please explain as well why you chose either finance or economics? (I’m currently debating which I will go into when I go to College)

By: Uknown

We hear them all the time that’s just common sense. Today it’s how beneficial kissing is. If i was a scientist doing the study, i would consider myself the biggest loser in the world. Here i would be having a degree in medicine and doing the most worthless studies in the world.

Not to mention the news report them all the time and find the studies amazing. To me, it just shows how dumb, we americans have become.
this is so unproductive, it’s insane. And we are forced to pay for it.

By: falisrm

For an investment property (not to live in) should I use a home equity line, traditional fixed rate 30 year mortgage or something else. Let’s say I want to hang onto it for maybe 10 years….

By: la_madrugadora

I’m a lender with a credit card company who imposes finance charge based on your “average daily balance.” Basically, if you have a balance on your account, they will impose a finance charge because you have a balance. I thought that finance charges are imposed if you made purchases or cash advances. I have never heard of a credit card company imposing such charge because you have a balance. I find this to be truly ridiculous. So basically, if you have a balance of $100 in your account, and you make your minimum payment (let’s say $20) for the month, and you still have a balance leftover, they will impose a finance charge based on the balance you have. So that means that the payment you’re making is not going towards your principal balance, instead it’s mostly going towards the finance charge, and your principal balance is still pretty much the same. Please advise, especially from those who are thoroughly familiar with consumer credit laws.

By: filipina59