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Archive for the ‘fdic’ Category

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ING, HSBC, Emigrant, or VirtualBank?

Thursday, September 3rd, 2009

I currently have ING, and I am mroe than pleased with it. But the other three are currently offering higher rates. I hear some bad things about Emigrant, what I hear about HSBC is neutral, and I don’t know much about VB.

Has any one tried the others? What is your experience? ARe they all FDIC insured?

Thanks

By: Tiff



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Posted in fdic | 3 Comments »

Difference between bonds and CD?

Thursday, August 27th, 2009

i know that CD is fixed term and interest rate is fixed for that term……………..

What ABOUT BOND…….??????Is there fixed term and interest rate….How long minimum period for bonds..CD like 30 days…??????? is rate fixed……CD gives 5% fixed… ??????????? Is it insurable under FDIC like CD…?????????

By: Raj m



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Posted in fdic | 3 Comments »

401K Fund vs CDs - Post Retirement?

Saturday, August 22nd, 2009

A am recently retired and have a sizeable 401K account in a balanced fund (equities, bonds, short-term funds). Now that I have received benefit of tax savings in my working years am I better off to leave my money in the fund or move it to several FDIC insured IRA CD accounts to benefit from compounding interest?

By: BARBARA S



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Posted in fdic | 5 Comments »

WAMU investments?

Friday, August 21st, 2009

If WAMU bank collasped what would happen to WAMU investments, like the IRA’s and such? I know savings accounts, etc are FDIC insured but would someone else take over the funds or would you lose it all?
Thanks

By: tyler1392



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Posted in fdic | 1 Comment »

Money out of the bank?

Monday, August 17th, 2009

Is anyone contimplating taking your money out of your bank, fearing the bank will fail and you lose your money?

Things look pretty bad, will the FDIC really protect our money??

By: bud



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Posted in fdic | 4 Comments »

Unpaid Business Loan?

Saturday, August 15th, 2009

I am behind in my business and RE loan payments and would like to know what happens when my bank is taken over by FDIC

By: Vachik E



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Posted in fdic | 1 Comment »

U.S Bank Failure. Are you sure your money is safe?

Tuesday, August 4th, 2009

28 Sept. 2007. Online bank shut down by the U.S. government. The bank’s dirty little secret was excessive level of mortgage defaults. The FDIC only insures up to $100,000. $109 million of Americans money was not insured and is lost. Hope your money is not in this bank. Who will be next to go? Are you sure your bank is safe or does it have dirty little secrets of it’s own.

http://news.yahoo.com/s/ap/20070928/ap_on_bi_ge/netbank_closure_9
Even if you think you money is safe “today”. Shouldn’t news like this send up a “red flag” that something is terribly wrong with the economy. Maybe this is just the beginning.

By: Mike



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Posted in fdic | No Comments »

U.S Bank Failure. Are you sure your money is safe?

Thursday, July 30th, 2009

28 Sept. 2007. Online bank shut down by the U.S. government. The bank’s dirty little secret was excessive level of mortgage defaults. The FDIC only insures up to $100,000. $109 million of Americans money was not insured and is lost. Hope your money is not in this bank. Who will be next to go? Are you sure your bank is safe or does it have dirty little secrets of it’s own.

http://news.yahoo.com/s/ap/20070928/ap_on_bi_ge/netbank_closure_9
Even if you think you money is safe “today”. Shouldn’t news like this send up a “red flag” that something is terribly wrong with the economy. Maybe this is just the beginning.

By: Mike



Tags: , ,
Posted in fdic | 6 Comments »

Heading towards another depression?

Wednesday, July 29th, 2009

How close are we to another depression? Will the stock market crash like 1929? Will it be worse than the one 70+ years ago? Will FDIC help? 401Ks lost? When do you think it will happen and what will happen as a result? Can our economy get back on track?

By: joe



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Posted in fdic | No Comments »

IndyMac Bank Shuts Down?

Tuesday, July 21st, 2009

The OTS and FDIC took over and shut the bank down today. What do you guys think about the situation? Any current customers?

By: Mr.Charm



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Posted in fdic | No Comments »

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