Archive for the ‘bank loans’ Category

what will happen to my loan/debt if the bank goes under?

Saturday, October 10th, 2009

is there any scenario in the current state of the economy where a bank might go out of business or have other problems, and my loan and/or debt would be erased or forgotten?
looking for the silver lining in this recession thing…
thanks!

By: servingseniorcitizens



I am in need of a bad credit loan. Has anyone successfully received a loan from any bank in Nigeria?

Saturday, October 3rd, 2009

I was contacted by several people working in Nigeria but their offers seem to good to be true.

By: AWayOut



Questions about trading in a car that is financed through the bank for a less expensive car?

Friday, September 25th, 2009

We were wanting to trade in a car that we financed through a credit union for one that is a smaller, cheaper, and less of a gas guzzler. We have never traded in a car that wasn’t already paid off, so I am wondering how this would work.

Will the dealership take over the loan from the bank and we would have to reapply for a new car loan? Or can they just switch the car titles out on the loan? (Since it has a really good rate, I don’t want to lose the bank one.)
If we get a car that costs less than what we still owe on the first car, how will we get the difference? Will it paid towards the loan?

If someone could please explain this process before I even step foot onto a car dealership, it would be greatly appreciated!

By: KKingS



Govt forcing banks to grant loans to risks destroyed them, so why do the same thing to the auto makers?

Thursday, September 24th, 2009

Has all logic left the government?

By: MaliBLUE Lips Barry



If I get a private student loan from a bank or so, do they check with financial aid at my school?

Saturday, September 12th, 2009

Like are they associted with one another. If you say one thing to get financial aid and say another thing for a private loan, both the financial aid and loan interconnected???? Help!

By: Babylove



How can I consolidate my student loans when the banks dont offer it? Other banks, or outside sources?

Saturday, September 12th, 2009

I’ve checked online, and couldn’t come up with the right thing.

By: tyty311



which bank give peronal loan with less interest and quick time?

Saturday, September 12th, 2009

in chennai(india) which bank give bank lan very low interst and quick time.for 1.5lak how much they are asking interest.how many years time giving for repay.totally how much repay for 1.5lak for 1 year.

By: Butterfly



Selling a vehicle while bank still owns title?

Sunday, September 6th, 2009

If I sell my motorcycle to someone and then pay off my loan to the bank (the current title holder), will this person still be able to register and insure the vehicle before I get the title in the mail some weeks later? I did this in the past and simply wrote a sales receipt/agreement with all the info including VIN and the guy had suppositly no problem waiting on the title. Anyone?

By: SomeRandomGuy



What happens if a bank goes under?

Monday, August 31st, 2009

I know the FDIC insures accounts up to a certain amount, but what happens to people who have mortgages or person loans with the bank? Are you just out of paying that money back or can they come in and say we want all our money back now? How does that work?

By: teter0711



Concerning auto loans from banks, who and what is the “lien-holder”?

Friday, August 28th, 2009

My auto loan check hasn’t cleared in the dealership’s bank acc’t, but he’ll let me take the car off the lot of I can give him the lien-holder’s address and phone number from the bank that issued me the auto loan. ??? Someone please explain what he means. Thanks.
I don’t think it’s just the BANK’S address & phone number. I can get that off their website. I think he’s looking for something more specific… or maybe not.

By: Jihanemo