Bank Blog

About 20 days ago my credit card(first card) stoped working because it was worn down and to old. I got this other card from the bank about a year ago so i desided to use that thinking it was another credit card(i never requested the 2nd card, i riped up the First credit card and used the 2nd) So was using using that for about 20 days or so. So later on i last week I went to walmart and my card didnt work so i called the bank and asked why. They told me that this 2nd card was a debit card connected to my checking account. That wasnt that bad of a thing at the time so i just said ok can i order another credit card. Did that and about 4 days later i go to the bank to pay off my car payment and they told me i have overdrawn. So i find out i was buying stuff without any money in my checking account(My credit card and my 2nd card can both be used as debit, whitch take money out of my checking account and if no money in there my savings) and about a few items. Got charged 5 times for 29.00 Fee each time. So now im stuck with a big bill i have to pay. I realy cant belive this would happen. With my credit card if i used it debit it wouldnt let me use it if i didnt have the money but i guess the 2nd card can be used as a credit which is a debit but without a pin but would take the money out of my checking account.

Ok What can i do??? If it helps i went to a credit union. Ive been with the bank for many years and never had this problem or any any any problem with the bank. Not that being there along time means anything to them but i just feel riped off. I didnt understand the 2nd card they sent to my without my request(i just kept on the the card and NEVER used to for over a year and just started using it on 8-20-08)
Any way i can get some of these fees droped. I dont want to change banks but i just dont feel right staying with Space Coast Credit Union.If it helps i am 20 years old so im still new to this.

Im thinking of going into the bank and speaking with the maneger. What else should i do?

By: Slapjack